Disclaimer

DISCLAIMER 

Please read this page before proceeding, as it explains certain restrictions imposed by law on the distribution of this information and the countries in which the EFH loan products are authorised for sale. It is your responsibility to be aware of and to observe all applicable laws and regulations of any relevant jurisdiction. 

To the extent permitted by applicable law, the website www.equitiesfirst.com (the “Site”) of Equities First Holdings® (“EFH”) is provided “as is,” without warranty of any kind, either express or implied. EFH does not guarantee, represent, or warrant that your use of the Site will be uninterrupted, error free, or virus free, or that the Site will meet your requirements. Any information obtained through the Site has not been verified, and EFH does not guarantee, represent, or warrant that such information is accurate, complete, reliable, or otherwise valid. EFH does not endorse or recommend, and expressly disclaims liability for, any product, manufacturer, distributor, service or service provider mentioned on the Site. 

EFH disclaims all warranties, express or implied, including, but not limited to any warranty of title, non-infringement, merchantability, fitness for a particular purpose, or any warranty arising from a course of dealing, trade usage, or trade practice. These disclaimers apply to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of EFH’s records or information, whether for breach of contract, tortious behavior, negligence, or any other cause of action. 

By confirming that you have read this important information, you also: 

    (i)  Agree that such information will apply to any subsequent access to this website by you, and that all such subsequent access will be subject to the disclaimers, risk warnings and other information set out herein; and 
    (ii)  Warrant that no other person will access the Individual investors section of this website from the same computer and logon as you are currently using. 

The EFH products described in this website are administered and managed by companies within the EFH Group and can be marketed in certain jurisdictions only. It is your responsibility to be aware of the applicable laws and regulations of your country of residence. 

In the UK, this website is only to be read by persons of the kind described in Article 19(5) (investment professionals) and Article 49(2) (high net worth companies, unincorporated associations etc.) of Part IV of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2005 (‘’FPO’’) and any investment activity to which this website relates is only available to, and will only be engaged in with, such persons. Persons who do not have professional experience in matters relating to investment or who are not persons to whom Article 49 of the FPO applies should not rely on this website nor enter into transactions with either Equities First (London) Limited and Equities First Holdings, LLC. 

Equities First (London) Limited provides introductory and referral services to Equities First Holdings, LLC. Both Equities First (London) Limited and Equities First Holdings, LLC are acting for their clients and no one else in relation to any proposed transaction and will not be responsible to anyone other than its clients for providing the protections afforded to customers of Equities First. Any other person should seek their own independent legal, investment and tax advice as they see fit. Equities First does not provide any advice on the transactions described herein, including without limitation, tax, legal or regulatory matters. 

You acknowledge that you are 18 years of age, or older, or that you are only using the Site under the supervision of your parent or guardian. You acknowledge and agree that use of the Site is at your sole risk. You acknowledge that information transmitted through the internet is never completely secure. Neither EFH, nor any of EFH’s employees, affiliates, agents, representatives, or licensors (collectively, “EFH Associates”) shall be liable to you or any third party for any compensatory, direct, indirect, incidental, special, exemplary, punitive, or consequential damages, or attorneys’ fees, or for lost data or lost profit, arising out of your use of the Site or inability to gain access to or use the Site or out of any breach of any warranty, even if EFH or an EFH Associate has been advised of the possibility of such damages or such damages were foreseeable. 

Your sole right and remedy with respect to any dispute with EFH or any EFH Associate is to stop using the Site. Because some states or jurisdictions do not allow the exclusion or limitation of liability for consequential, incidental or special damages, in such states and jurisdictions liability is limited to the greatest extent permitted by law. If the foregoing limitations are unenforceable, you agree that EFH’s liability to you under these terms shall not exceed the lesser of (a) the amounts paid by you to EFH or a EFH Associate in the three (3) months prior to the accrual of any such claim, or (b) $500.00. 

The site is controlled, operated and administered by EFH from its offices within the United States. EFH makes no warranty or representation that material available through the Site is legal, appropriate, or available for use outside the United States. If you access the Site from a location outside the United States, you are responsible for compliance with all applicable laws, and EFH accepts no responsibility for such access. 

You agree to defend, indemnify, and hold harmless EFH and the EFH Associates, from and against any claims, damages, costs, and expenses, including all costs of legal proceedings and attorneys’ fees, arising in connection with use of the Site by you, or in connection with a violation or breach of these terms by you, including without limitation, your violation of any laws governing communications or intellectual property. 

You acknowledge and agree that these disclaimers reflect a fair and reasonable allocation of risk between EFH and you. 

As a result of money laundering regulations, additional documentation for identification purposes may be required when you enter into a transaction with EFH. 

If you are unsure about the meaning of any information provided please consult your financial or other professional adviser. 

The information contained on this site is published in good faith but no representation or warranty, express or implied, is made by Equities First (London) Limited and Equities First Holdings, LLC Limited or by any person as to its accuracy or completeness and it should not be relied on as such. Equities First (London) Limited and Equities First Holdings, LLC shall have no liability, save for any liability that Equities First (London) Limited may have under the UK Financial Services and Markets Act 2000 (or the name of any replacement legislation if the legislation permits such a statement to be made), for any loss or damage arising out of the use or reliance on the information provided including without limitation, any loss of profit or any other damage, direct or consequential. No information on this site constitutes investment, tax, legal or any other advice. 

You may leave this Equities First (London) Limited and Equities First Holdings, LLC website when you access certain links on this website. In so doing, you may be proceeding to the site of an organisation that is not regulated under the UK Financial Services and Markets Act 2000. Equities First (London) Limited and Equities First Holdings, LLC has not examined any of these websites and does not assume any responsibility for the contents of such websites nor the services, products or items offered through such websites. 

Equities First (London) Limited and Equities First Holdings, LLC shall have no liability for any data transmission errors such as data loss or damage or alteration of any kind, including, but not limited to, any direct, indirect or consequential damage, arising out of the use of the services provided herein. 

  • Past performance is no guarantee of future performance.
  • The value of investments and the income from them may go down as well as up and are not guaranteed.
  • Any favourable tax treatment of a product is subject to government legislation and as such may not be maintained.
  • Rates of exchange may cause the value of investments to go up or down.
  • For your protection, telephone calls are usually recorded. 

The views expressed herein do not necessarily reflect the views of Equities First (London) Limited and Equities First Holdings, LLC as a whole or any part thereof, nor do they constitute investment or any other advice. 

Any research found on these pages has been procured and may have been acted on by Equities First (London) Limited and Equities First Holdings, LLC for its own purposes. 

Note to California Residents. Equities First Holdings® is licensed in the state of California. Any borrower considering a loan from a stock loan broker or lender with an address in California or elsewhere must demand proof of proper licensure under the state’s stringent California Finance Lenders Law. The legality of your financing may be in jeopardy if your broker or lender is not duly registered and licensed. (Heavy broker/lender fines and penalties are mandatory in California for any unlicensed lending activities.) Equities First Holdings® is licensed, registered, and in good standing under the California Finance Lenders Law, California Board of Corporations License No. 603G804.