Terms

EFH Terms of Use

Welcome to equitiesfirst.com.  Please read the following Terms of Use carefully.  They govern your use of the equitiesfirst.com site (the “Site”), belonging to EQUITIES FIRST HOLDINGS LLC and its affiliates (“EFH,” “we,” “us,” “our”), and the services offered via the Site.  By accessing, viewing, downloading, or otherwise using this or any webpage or service available via the Site (collectively with the Site, the “Services”), you acknowledge and agree to be bound by the following terms and conditions (the “Terms of Use” or “Agreement”).  We reserve the right, at our sole discretion, to change, modify, add, or delete portions of these Terms of Use on this page and will indicate at the top of this page the date these terms were last revised.  Your continued use of the Services after any such changes constitutes your acceptance of the new Terms of Use.  If you do not agree to abide by these or any future Terms of Use, or our Privacy Policy, found here (the “Privacy Policy”), DO NOT CONCLUDE THIS AGREEMENT, AND DO NOT USE OR ACCESS (or continue to use or access) the Services, VIEW, DOWNLOAD, OR OTHERWISE USE ANY EFH WEBPAGE, INFORMATION OR SERVICES.  It is your responsibility to regularly check the Site to determine if there have been changes to these Terms of Use and to review such changes as your use of the Services will be subjected to all terms and conditions therein including any amendments.

PLEASE READ THESE TERMS OF USE CAREFULLY AS THEY CONTAIN IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES AND OBLIGATIONS.  THESE INCLUDE VARIOUS LIMITATIONS AND EXCLUSIONS.

If you have entered into a written agreement with EFH, these Terms of Use will supplement such agreement. If there is a conflict between the Terms of Use and such written agreement, and unless otherwise expressly agreed by the parties in writing that specific terms of these Terms of use shall supersede specific provisions of the written agreement, then the provisions of the written agreement shall prevail.

  1.    Intellectual Property Notices

    2. All content on the Services, including the logo, articles, documents, designs, specifications, other text and graphics on the Site (collectively, the “Site Content”) is the intellectual property of EFH.  The Site Content available on these Services is protected by trademark, trade dress, copyright, and patent laws of the U.S. or applicable jurisdiction.  The Site Content may not be copied, imitated, used, or disseminated in whole or in part, without the prior written permission of EFH.  You may view, print, copy, and download portions of the Site Content solely in connection with your use of the Services, and solely for your own individual, internal, non-commercial use or records.  EFH reserves the right to revoke this authorization at any time.

    You may not reverse engineer, decompile, modify, reproduce, distribute, publish, or disassemble any software except and only to the extent that such activity is expressly permitted in writing by EFH.

  2.    Service Eligibility

    3. You represent and warrant that (a) you are not under the age of 18, and are otherwise having full capacity in accordance with the laws applicable to you to agree to these Terms of Use; (b) you have not previously been suspended or removed by EFH; (c) you are not a direct competitor of EFH; (d) you have full power and authority to enter into this Agreement and in doing so will not violate any other agreement and/or laws applicable to you; (e) you understand that the use of the Services is at your own risk; and (f) it is not illegal or prohibited in your country of origin, or any jurisdiction as applicable to you, for you to agree to the Terms of Use and to access or use this Site and/or Services.

  3.    General Terms and Conditions
      a. You must provide correct and complete personal and business information if requested by us if you use the Site or certain features on the Site. As part of your use of the Services, you may be required to submit certain content (including any name, contact information, business information, and other personal information), or registration details or other information to use the Services (collectively, the “User Content”).
      b. By submitting any information to us, you represent and warrant that:
        i. such User Content is accurate, complete, current, and is not in violation of any contractual restrictions or other third-party rights.
        ii. You own or control all rights in and to the User Content and have the right to grant the license granted above to us and our affiliates and service providers, and each of their and our respective licensees, successors, and assigns.
        iii. All of your User Content do and will comply with these Terms of Use.
        iv. You understand and acknowledge that you are responsible for any User Content you submit or contribute, and you, not EFH, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness.

    4. You acknowledge and agree that we are not responsible or liable to you or any third party for the content or accuracy of any User Content submitted by you or any other user of the Site.

      c. You acknowledge, consent and agree that we may access, preserve, and disclose your information you provide if required to do so by law or in a good faith belief that such access, preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce this Agreement; (iii) respond to claims of a violation of the rights of third-parties; (iv) respond to your requests for customer service; or (v) protect the rights, property, or personal safety of EFH, its users and the public.
      d. Certain materials may be made available through a password protected area on this Site. We may allow you to register and obtain an account (a “User Account”) to access such materials. If you choose, or are provided with, a username or password for your User Account, or any other piece of information as part of our security procedures, you agree to treat your User Account and its username and password as confidential, and not to disclose it to any other person or entity. You also acknowledge that your User Account is personal to you and agree not to provide any other person with access to this Site or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your User Account or any other breach of security.
      e. We have the right to disable any User Account, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

  4.    Prohibited Conduct

    5. You expressly agree to refrain from doing, either personally or through an agent, any of the following:

      a. Use any device, a robot, spider, script, automated process, or manual process or other means to harvest information about other users, or any content from the Services.
      b. Transmit, install, upload or otherwise transfer any virus, malware, or other item or process to the Services that in any way affects the use, enjoyment or service of the Services.
      c. Transmit, install, upload or otherwise transfer any virus, malware, or other item to the Services that in any way affects the use, enjoyment or service of any user’s or EFH employee’s computer or other medium used to access the Services.
      d. Transmit, install, upload, make available via the Internet or via any other means of access, or otherwise transfer or distribute or redistribute any material to or from the Services, or engage in any activity related to the Services whereby such action or engagement would be contrary to local or applicable law.
      e. Transmit, install, upload or otherwise transfer any material to the Services that is fraudulent, inaccurate, offensive, violent, lewd, salacious, explicit, discriminatory, illegal, infringing, hateful, pornographic or sexually suggestive. EFH reserves the sole discretion to determine the nature of the material.
      f. Transmit, install, upload or otherwise transfer to the Services any content (including any User Content) that violates or infringes the intellectual property rights of others (including but not limited to copyrights, trademarks, trade secrets, patents and publicity rights).
      g. Modify the information, including headers, found on the Services.
      h. Transmit, install, upload or otherwise transfer to the Services any unauthorized advertisement or communication, including but not limited to spam, and phishing emails.
      i. Engage in any action that imposes an unreasonable or disproportionately large load on the Services, or that EFH determines is detrimental to the use and enjoyment of the Services.
      j. Use the Services for any unlawful or defamatory means.
      k. Transmit, install, upload, post or otherwise transfer any information in violation of the laws of applicable jurisdiction including the laws of the United States or post any information that could result in civil unrest.
  5.    INDEMNITY

    6. YOU AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS EFH AND ITS SUBSIDIARIES, AFFILIATES, SHAREHOLDERS, OFFICERS, DIRECTORS, AGENTS, LICENSORS, SUPPLIERS, OTHER PARTNERS, EMPLOYEES AND REPRESENTATIVES FROM ANY CLAIM OR DEMAND, INCLUDING ATTORNEY’S FEES AND COURT EXPENSES, MADE BY ANY THIRD PARTY TO OR ARISING OUT OF YOUR USE OF THE SITE, OR YOUR USE OF OR CONNECTION TO THE SERVICES (INCLUDING ANY USE OF YOUR USER ACCOUNT, OR BY YOU ON BEHALF OF A THIRD PARTY), OR THE USER CONTENT. WE RESERVE THE RIGHT, AT OUR OWN EXPENSE, TO PARTICIPATE IN OR ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER OTHERWISE SUBJECT TO INDEMNIFICATION BY YOU, IN WHICH EVENT YOU WILL COOPERATE WITH US IN ASSERTING ANY AVAILABLE DEFENSES.

    WE RESERVE THE RIGHT TO DENY SERVICE TO ANYONE, AT ANY TIME, AND FOR ANY REASON, AS ALLOWED BY LAW, OR FOR ANY OTHER REASON.

  6.    DISCLAIMERS
      a. General Disclaimer

    Some of the information provided on the Site is intended solely for certain, or certain class of, recipient who is qualified to independently consider and act on the information provided therein pursuant to laws and regulations applicable to such recipient. As such, information provided on the Site is for information purposes only and does not constitute an offer to sell (or solicitation of an offer to purchase) the securities or investments referenced herein, to participate in any particular trading strategy, or to provide any particular advisory services (“Offer”), in any jurisdiction in which such Offer would be illegal. Any Offer shall only be made through the relevant offering or other documentation which sets forth its material terms and conditions pursuant to applicable laws and regulations. The information on the Site does not provide or purport to provide investment advice and has been prepared by EFH based on or derived from sources that EFH reasonably believes to be reliable. EFH has not independently examined or verified the information provided herein and no representation is made that it is accurate or complete. Before acting on any information, the recipient is thus encouraged to seek independent financial and/or legal advice. Opinions and information herein are subject to change without notice.

      b. Disclaimer of Warranties

    SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES IN CONTRACTS WITH CONSUMERS AND AS A RESULT SOME OF THE CONTENTS OF THIS SECTION MAY NOT APPLY TO YOU. YOUR USE OF THE SITE, THE SITE CONTENT, AND ANY SERVICES, IS AT YOUR SOLE RISK UNLESS OTHERWISE EXPLICITLY STATED. SITE, THE SITE CONTENT, AND ANY SERVICES, ARE PROVIDED ON AN “AS IS” “AS AVAILABLE” AND “WITH ALL FAULTS” BASIS. EFH DISCLAIMS ALL EXPRESS OR IMPLIED CONDITIONS, REPRESENTATIONS, AND WARRANTIES OF ANY KIND, INCLUDING ANY IMPLIED WARRANTY OR CONDITION OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. EFH MAKES NO REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES AS TO THE USEFULNESS QUALITY, SUITABILITY, TRUTH, ACCURACY, RELIABILITY, OR COMPLETENESS OF THE SITE, THE SITE CONTENT, AND ANY SERVICES.

    YOU ASSUME ALL RISK FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM OBTAINING ANY SITE CONTENT FROM EFH, INCLUDING ANY DAMAGES RESULTING FROM COMPUTER VIRUSES.

  7.    LIMITATION OF LIABILITY

    8. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY IN CONTRACTS WITH CONSUMERS AND AS A RESULT THE CONTENTS OF THIS SECTION MAY NOT APPLY TO YOU.

    TO THE FULL EXTENT PERMITTED BY LAW, EFH IS NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF BUSINESS, REVENUE, PROFITS, GOODWILL, USE, DATA, ELECTRONICALLY TRANSMITTED ORDERS, OR OTHER ECONOMIC ADVANTAGE) ARISING OUT OF OR IN CONNECTION WITH EFH, EVEN IF EFH HAS PREVIOUSLY BEEN ADVISED OF, OR REASONABLY COULD HAVE FORESEEN, THE POSSIBILITY OF SUCH DAMAGES, HOWEVER THEY ARISE, WHETHER IN BREACH OF CONTRACT OR IN TORT (INCLUDING NEGLIGENCE), INCLUDING WITHOUT LIMITATION DAMAGES DUE TO: (a) THE USE OF OR THE INABILITY TO USE THE SITE, THE SITE CONTENT, OR ANY SERVICES; (b) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED, OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE SITE OR ANY SERVICES; (c) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE OR ANY SERVICES, INCLUDING WITHOUT LIMITATION UNAUTHORIZED ACCESS TO OR ALTERATION OF TRANSMISSIONS OR DATA, MALICIOUS OR CRIMINAL BEHAVIOR, OR FALSE OR FRAUDULENT TRANSACTIONS; OR (d) SITE CONTENT OR INFORMATION YOU MAY DOWNLOAD, USE, RELY UPON, MODIFY OR DISTRIBUTE.

  8.    Termination of Service

    9. We reserve the right, at our sole discretion, to terminate any and all Services provided to you at any time without notice for any reason. We also reserve the right, at our sole discretion, to discontinue any Service or modify any Service without notice, at any time, and without liability. We reserve the right, at our sole discretion, to terminate Services to you, and to deactivate your User Account, if applicable. We shall not be liable to you or any third party if we terminate your User Account and you agree to hold us harmless and indemnify us from any third-party claims arising from the termination of your account. You agree that any material breach of this Agreement will result in irreparable harm to EFH for which damages would be an inadequate remedy and, therefore, in addition to its rights and remedies otherwise available at law, EFH will be entitled to equitable relief, including both a preliminary and permanent injunction, if such a breach occurs. You waive any requirement for the posting of a bond or other security if EFH seeks such an injunction.

  9.    Advertisements and Promotions

    10. EFH may run advertisements and promotions from third parties on the Services. Your correspondence or business dealings with, or participation in promotions of, advertisers other than EFH found on or through the Services, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser. EFH is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such non-EFH advertisers on the Services.

  10.    Third Party Content

    11. You may find links to other Internet sites or resources on the Site, the Site Content, or the Services. You acknowledge and agree that EFH is not responsible for the availability of such external sites or resources and does not endorse and is not responsible or liable for any of the Site Content, advertising, products, or other materials on or available from such sites or resources. EFH will not be responsible or liable, directly or indirectly, for any actual or alleged damage or loss caused by or in connection with use of or reliance on any such Site Content, goods or services available on or through any such site or resource.

  11.    Controlling Law

    12. The laws of Indiana, United States govern any action related to the Terms of Use and/or your use of the Services. Choice of law rules of any jurisdiction will not apply to any dispute under the Terms of Use. You and EFH agree to submit to the personal and exclusive jurisdiction of the courts located within the state of Indiana.

  12.    Entire Agreement

    13. This Agreement and the Privacy Policy contain the full understanding between the parties and supersedes all prior representations or agreements, whether oral or written, with respect to such matters. If any provision of the Terms of Use or the Privacy Policy is held invalid by any law or regulation of any government, or by any court, the parties agree that such provision will be replaced with a new provision that accomplishes the original business purpose, and the other provisions of the Terms of Use will remain in full force and effect.

  13.    Contact Us

    14. If you have a comment or question about this Agreement, please contact us at the contact information listed below:

    10 West Market Street, Suite 3050,
    Indianapolis, IN 46204,
    United States

    info@equitiesfirst.com
    +1 317 429 3500