Terms

The terms and conditions of use set forth herein apply to this website (collectively, the “Site”).

Please read these terms and conditions of use carefully before using the site. By using the site, you acknowledge that you have read these terms and conditions of use and you agree to be bound by them without limitation or qualification. If you do not agree to these terms and conditions of use, you do not have our consent and should exit the Site immediately. Equities First Holdings, LLC (“EF”) and its affiliates (together with EF, “us,” “we” or “our”) reserves the right, at our discretion, to change, modify, add or remove portions of these terms at any time. Therefore, we suggest that you review these terms periodically for changes. By using our Site after we have posted changes to these terms and conditions of use, you are agreeing to be bound by these terms as amended.

Who We Are

This Site is maintained and operated by EF. In accordance with industry custom, this Site occasionally uses terminology that may be interpreted to suggest that EF is actually a single entity. However, all of the entities that comprise EF have their own separate legal existence.

Disclaimer

Nothing contained in the site constitutes investment, legal or tax advice. Neither the information, nor any opinion contained in the site constitutes a solicitation or offer by EF, any of its affiliates or any entity managed directly or indirectly by any of the foregoing, to buy or sell any securities or other financial instruments. Decisions based on information contained on the site are the sole responsibility of the visitor, and as consideration for access to the site, you agree to hold EF and its affiliates harmless from and against any claims whatsoever and of any nature for damages arising from any decisions that you make based on such information.

The materials in the site are provided “as is” and without warranties of any kind (either express or implied). To the fullest extent permissible pursuant to applicable law, EF and its affiliates disclaim any and all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.

Limitation of Liability

To the fullest extent permitted by applicable law, EF and its affiliates expressly disclaim any and all liability whatsoever for errors and omissions in any information or materials, and for any use or interpretation by others of any information or materials, contained in or accessible through the site.

To the fullest extent permitted by applicable law, under no circumstances, including, but not limited to, negligence, shall EF or any of its affiliates be liable in any respect whatsoever for any special or consequential damages that result from the use of, or the inability to use, the information and materials in or accessible through the site, even if EF or an authorized representative has been advised of the possibility of such damages. Without limiting, and in addition to the foregoing, in no event shall the total

liability (if any) of EF and its affiliates to you for all damages, losses, and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed in the aggregate the amount paid by you, if any, for accessing the site.

Third-Party Sites

We accept no responsibility for third-party sites available through this Site, via hyperlink or otherwise. You are encouraged to review the terms of use applicable to those sites. Any access to, or use of, a third-party site is solely at your own risk.

Password Protected Areas

Certain materials may be made available through a password protected area on this Site. Each password is intended to be confidential and used only by the individual or entity to whom it is issued. Do not disclose your password to any unauthorized person. If you access materials through a password protected area, please note that the written agreements between you and the applicable EF entity, as well as any provisions set forth in those materials, govern the parties’ respective rights and obligations with regard to those materials. In particular, materials provided through a password protected area generally are confidential and subject to limitations on disclosure and use, and EF individuals and entities generally have limited liability with respect to the accuracy and completeness of such materials.

Waiver

No waiver by EF or any of its affiliates of any right under or term or provision of these terms and conditions will be deemed a waiver of any other right, term or provision of these terms and conditions at that time or a waiver of that or any other right, term or provision of these terms and conditions at any other time.

Other

If it is illegal or prohibited in your country of origin to access or use this Site, then you should not do so. Those who choose to access this Site access it on their own initiative and are responsible for compliance with all local laws and regulations. Our rights under these terms may be waived by us only in writing and these terms are binding on you as well as your successors and permitted assigns. If any provision of these terms shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.

Privacy Statement

EquitiesFirst has established a Privacy Statement, as modified from time to time, which explains how personal data is collected on the Website and used. The Privacy Statement is part of these Terms of Use and is incorporated herein by reference.